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Bianca Hartge-Hazelman
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Financy® is dedicated to improving the economic wellbeing of women. We provide smart women’s money content that is educational and topical.
Financy is also home to the Women’s Index, which measures and tracks the economic progress of Australian women.

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It’s a good feeling to see “Women’s finance

It’s a good feeling to see “Women’s finance issues’ (yes!!! Women’s Index) claim great space in @the.australian newspaper this week.

Special Thanks to the ever impressive @catherinefox17 who writes about the fascinating trend of inter generational wealth transfer that will see women in control of more wealth in the next few years and taking a box seat as investors & philanthropists. Loved seeing you too @moneymariam and thanks @mabelthommo for always being on the ball!

#womenandmoney #fininfluencer #womensupportingwomen #womeninbusiness #womenandwealth #personalfinance #wealth #wealth tips #theaustralian @deloitteaus @ecstra.foundation

Reality check: Divorce and separation are about th

Reality check: Divorce and separation are about the money. If you don’t have it, or at least enough of it, the ability to care for yourself and loved ones becomes a struggle.

Read our latest financy.com.au article for more on this because the statement above might be a difficult one for@many to accept but more often than not it’s just the stone cold truth of the matter.

So how can you navigate this to help yourself come out on top?

Here’s five tips to finding your feet during and after a relationship gets messy.

TIP 1: Find quality Lawyers and Accountants and ensure they are working together on your case.

TIP 2: Avoid putting anything emotional in writing when you are going through separation.

TIP 3: Use your utmost willpower to move your awareness to a calm and logical part of your mind – even though you’re an emotional wreck!

TIP 4: Attend counselling with a reputable psychologist or psychotherapist with experience in separation matters. Attend alone.

It’s #taxtime and the big tip this year is Not t

It’s #taxtime and the big tip this year is Not to overstate your expenses when you lodge your tax return!
I wanted to also share some tips which are on Financy.com.AU thanks to @hrblockau

You’re entitled to claim a deduction for any expense which you incurred in earning your income. So, if you have incurred a work-related expense, and you have the paperwork to prove it, don’t hesitate to claim it.

As a rough guide you might be able to claim the following below.

1. Working from home expenses. If you’ve been working from home due to COVID-19, you should claim the work-related costs of your home running costs, like gas, electricity, mobile phone, internet and so on. There are now three methods for claiming; your tax accountant will be able to help you find the best one.

2.Clothing and uniforms. You can claim the cost of buying and cleaning occupation-specific clothing such as work uniforms.

3. COVID-19 protective equipment, including hand sanitiser, antibacterial soap and face masks

4. Have you thought about claiming your hand bag? If you use it for work-related purposes (such as carrying documents and files), you can score a tax deduction for the work-related proportion of the cost.
#tax #taxseason #moneytips #womenandmoney #genderpaygap #financialequality #womensupportingwomen #womenempowerment #womeninbusiness #womenseconomicempowerment #personalfinance

There are two things in short supply at the moment

There are two things in short supply at the moment – timber frames for building houses and a government plan to address gender inequalities in Australia.

Here are Seven ways the government can address gender inequalities with a holistic approach to action. Love to hear your thoughts.

1. Education: Employers to provide workplace flexibility that encourages and supports equal access to education study days or hours, or opportunity to undertake employer-supported formal or non-formal training related to career development.

2. Leadership: Equal representation of women in leadership positions in workplaces and across all tiers of government. Equal is defined as being greater than 40 per cent.

3. Unpaid work: Flexible work arrangements for parents or carers regardless of gender. A workplace culture that can demonstrate family-friendly policies for both men and women, as well as rewarding and recognising employees doing above and beyond paid work hours to help a business succeed.

4. Superannuation: Employer Super Guarantee to be paid on government parental leave regardless of gender, and incentives for employer’s parental leave to include paid super.

5. Income: Equal pay reporting of like-for-like roles for all employees and contractors.

6. Underemployment: A workplace culture that seeks to first promote from within its ranks without gender bias or discrimination.

7. Employment: Zero tolerance for gender discrimination or violence against women in the workplace; equal representation of women and men in full-time positions (equal defined as being greater than 40 per cent); and a government commitment to supporting women-owned businesses through procurement initiatives.

#genderequality #equality #genderpaygap #womenandmoney #professionalwomen

Why wait for a government strategy on financial ge

Why wait for a government strategy on financial gender equality when you can actually develop your own plan starting with mindset and then challenge that with actions?⠀
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Here’s some questions to ask yourself inspired by the #Women's Index as we try to shift our mindsets on gender financial equality.⠀
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1. Education: What’s your education look like and what are your plans to keep learning to increase your personal net worth in terms of brain power and skills? ⠀
2. Employment: What’s your employment situation at present and are you satisfied? Would you like to be working more or less? ⠀
3. Unpaid work: How much time are you spending on unpaid work tasks such as care or housework? Where can you afford to pull back in order to increase your paid work potential? ⠀
4. Leadership: What are your career ambitions? What does leadership look like to you and what kind of leader would you like to work for or become?⠀
5. Superannuation: What do your retirement savings look like? Do you care? Is there something more you can be doing to top up your savings without putting yourself under financial stress? ⠀
6. Income: Where is your income coming from? Do you know if you are paid fairly in your workplace? Have you ever asked if your workplace measures gender gap gaps? What are you doing to advance your prospects of a pay rise? Indeed are they even possible in your workplace? ⠀
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#leadership #gender #careerguidance #careertips #genderequalitytips #strategy #womenandmoney #womensupportingwomen #women

Memories of a Budget2021 girls trip to Canberra. T

Memories of a Budget2021 girls trip to Canberra. Thank you to @security4women for organising, the Budget didn’t quite deliver on gender equality but there were some small wins. The push continues with these amazing women as we set our sights on the next trip! @femeconomy @theruralwoman @the100.project

#Budget2021 missed an opportunity to deliver a str

#Budget2021 missed an opportunity to deliver a strategy and timeframe to achieve gender equality. I’m in Canberra today to discuss what was in it and where it’s fallen short.
What we received were initiatives that help on supporting women in the workforce and with super and tax relief and even around housing. But the number of people set to benefit from a holistic response to a big issue will be small in contrast to what is needed.
#genderequality #womensupportingwomen #parliamenthouse #womenempowerment

Breaking news: Women who work part-time and casual

Breaking news: Women who work part-time and casual are set to see their super boosted by possibly thousands of dollars with welcomed news that the $450 threshold for the super guarantee will be axed.⠀

Women could see as much as an $11,000 boost to their super thanks to the abolishment of the $450 monthly threshold in what’s considered a modest change that will ensure more workers are paid super when they earn even small amounts with a single employer.

Visit Financy.com.au for more Budget updates.
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#womenandmoney #genderequality #gendergap #superannuation #budget2021 #cfs #kellypower⠀#womensupportingwomen
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https://buff.ly/2Q4YrVw

Did you know, closing the gender gap in unpaid wor

Did you know, closing the gender gap in unpaid work could be significantly helped by women doing just 2 hours a week less of unpaid activities. So basically delegating or letting things go. This move would also unlock more of a person’s potential to participate in other things like paid work. #challengeyourself it’s not rocket science.

#genderequality #unpaidwork #womensupportingwomen.

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